76 Otter Drive, Lancaster, VA 22503

$797,900
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Pending
BEDS4 BATHS3 full SQUARE FEET1,925 MLS#2601344
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONWhite House Creek Estates

Property Description

Stunning, Fully Renovated Waterfront Retreat in Whitehouse Creek Estates Escape to unmatched privacy at this newly renovated waterfront home in the secluded Whitehouse Creek Estates of Lancaster, VA. Tucked a mile down a beautiful tree-lined gravel road, this residence offers tranquility, protected views, and effortless access to the Corrotoman River. Perched on Millenbeck Prong, the home now enjoys wide water views thanks to thoughtful clearing of trees and brush. Across the water lies protected land, ensuring lasting serenity. For boaters and anglers, the location is exceptional. From there, enjoy easy access to prime fishing spots, waterfront restaurants, and marinas. Inside, the 4-bedroom, 3-full-bath home blends comfort, craftsmanship, and modern updates. The open kitchen features Bosch appliances, leather-finished Milky Way granite, custom cabinetry, a breakfast bar, and an adjacent living area with fireplace. A large family room with a bar area and under-counter wine and beverage fridge makes hosting effortless. Enjoy the outdoors year-round on the newly screened porch and expanded deck. A detached 2-car garage with power, plus a powered shed, provide ample storage for equipment, tools, and water toys. Sought after River Home desires convey including, 23' Carolina Skiff boat, Kubota tractor, Riding mower, tools in garage, fishing gear, golf cart, tractor, beds and more! Major 2025 Renovations & Upgrades Include: ? New septic system ? Encapsulated crawl space ? Insulation ? Interior & exterior cement parging ? Updated plumbing & electrical ? Fully renovated bathrooms with zero-entry tiled showers ? New flooring, paint & trim ? Solid wood interior/exterior doors ? Custom window treatments ? Bosch kitchen appliances & septic-safe disposal ? HVAC with new ductwork & variable-speed fan ? Tankless Rinnai water heater ? 200-gal propane tank (owned & filled) ? New roofs (home, garage, shed)

76 Otter Drive | MLS# 2601344

This single family home located at 76 Otter Drive, Lancaster, VA 22503 is currently listed for sale with an asking price of $797,900. This property was built in 1968 and has 4 bedrooms and 3 full baths with 1925 sq. ft. Otter Drive is located in the White House Creek Estates subdivision. Search White House Creek Estates real estate on www.philrussellrealtor.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Heat Pump
Garage: 2
Heating: Heat Pump, Propane
Home Style: Cape Cod
Lot Size: 0.66 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $2,239
Year Built: 1968

Feature Descriptions

Appliances: Oven, Tankless Water Heater
Body of Water: Millenbeck Prong feeds into the Corrotoman
Days on Site: 41
Exterior: Block, Concrete, Vinyl Siding
Exterior: Boat Lift, Deck, Dock, Porch, Unpaved Driveway
Floor Features: Wood
HOA Fee: 300/ Annually
Interior: Bedroom on Main Level, Main Level Primary
Lot: Landscaped, Waterfront
Parcel#: 31D-1-15
Parking: Driveway, Detached, Garage, Unpaved
Patio/Porch: Deck, Porch
Pets Allowed: Yes
Sewer: Septic Tank
Water: Community/Coop, Shared Well
Water Features: River Access, Boat Ramp/Lift Access, Waterfront

Local Schools

High School: Lancaster
Middle School: Lancaster
Elementary School: Lancaster

Listed By / Shown By

Listed By

Agency Name: Samson Properties
Agency Contact: dsamson@samsonproperties.net

Shown By

Agent Name: Phil Russell
Agent Phone: Cell: (804) 495-9914
Agency Title: Joyner Fine Properties

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Estimate Your Payment

Estimated Payment

$ 4,453.92 per month $4,034.62 Principal & Interest $186.58 Property Tax $232.72 Homeowner's Insurance

Change Payment Information

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(Payments are an estimate and may vary by lender)
Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613
©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/03/2026. The listing information on this page last changed on 03/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/03/2026 12:03:51 AM EST) or CAAR MLS (last updated Mon 03/02/2026 11:10:43 PM EST) or CVRMLS (last updated Mon 03/02/2026 11:58:25 PM EST) or Bright MLS (last updated Mon 03/02/2026 11:58:09 PM EST). Real estate listings held by brokerage firms other than Joyner Fine Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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These real estate listings were derived from the Central Virginia Regional Multiple Listing Service, LLC, of which this brokerage is an independently owned Participant. The information contained in these listings is deemed reliable but is not guaranteed. All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Central Virginia Regional Multiple Listing Service, LLC. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing or leasing.



©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement.

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Agency License Information: Joyner Fine Properties and its agents are licensed in the Commonwealth of Virginia.


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