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11 Horseback Lane, Palmyra, VA 22963

$429,900
  • 11 Horseback Lane, Palmyra, VA 22963 Main Photo

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ACTIVE
BEDS3 BATHS3 full 1 partial SQUARE FEET2,484 MLS#VAFN2000566
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE MONTICELLO SCHOOLFLUVANNA COUNTY PUBLIC SCHOOLS

Property Description

Welcome to this beautifully updated three-story home in Lake Monticello, offering exclusive water access and a prime location near the Riverside gate. This well-maintained residence features 3 bedrooms, 3.5 baths, and approximately 2,500 finished square feet of flexible living space designed for everyday comfort and entertaining. The main level offers a welcoming living area with a wood-burning fireplace. The updated eat-in kitchen features granite countertops, a subway tile backsplash, stainless steel appliances, and ample cabinetry. A breakfast area and formal dining room provide multiple options for dining and gatherings. The second level offers 3 bedrooms including the primary suite and primary bathroom. In the hallway is an additional full bathroom. The bedrooms all featured beautiful paint colors and accent walls. The finished basement expands the living space with a spacious recreation room, full bath, laundry room, and office nook, offering versatility for a variety of uses. Outdoor spaces include a large front porch with space for seating, a private back deck, and a covered patio overlooking peaceful wooded surroundings. The newly fenced-in backyard offers added privacy and functionality. An attached garage adds convenience, while the 240 square foot shed with electricity provides excellent flexibility for storage, hobbies, or a workshop. High speed internet is available. Recent improvements include a backfeed switch and surge protector and welding outlet installed in the garage, new garage door and new dishwasher. Enjoy life in the Lake Monticello community, a gated lake neighborhood featuring a 352-acre lake and a wide range of amenities. Residents have access to the community swimming pool, lake beaches and swimming areas, a marina and boat launch, golf course, tennis and sports courts, recreational facilities, walking trails, and community spaces. Conveniently located near shopping and dining at Zion Crossroads and approximately 20 minutes from Charlottesville. Don't wait to schedule your tour and see all this home has to offer you!

11 Horseback Lane | MLS# VAFN2000566

This single family home located at 11 Horseback Lane, Palmyra, VA 22963 is currently listed for sale with an asking price of $429,900. This property was built in 1996 and has 3 bedrooms and 3 full and 1 partial baths with 2484 sq. ft. Horseback Lane is located in the LAKE MONTICELLO subdivision within the FLUVANNA COUNTY PUBLIC SCHOOLS school district. Search LAKE MONTICELLO real estate on www.philrussellrealtor.com today.

Property Features

Property Type: Residential - Single Family
Basement: Full, Fully Finished, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
Basement: Yes
Cooling: Central A/C, Heat Pump(s), Programmable Thermostat
Fireplaces: 1
Fuel Type: Electric, Other
Garage: 1
Heating: Central, Heat Pump(s)
Home Style: Colonial
Lot Size: 0.47 Acres
Roof Type: Composite, Asphalt
Stories: 3.0
Taxes: $2,931
Year Built: 1996

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dryer, Washer
Community Amenities: Bar/Lounge, Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Dining Rooms, Exercise Room, Golf Club, Jog/Walk Path, Lake, Picnic Area, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts
Days on Site: 79
Exterior: Vinyl Siding
Fencing: Fully
Fireplace: Wood
HOA Fee: $122.00/Monthly
Interior: Primary Bath(s)
Lake Name: Lake Monticello
Lot: Landscaping, Partly Wooded, Private
Lot Dimensions: 0.47 Acre(S)
Number of Rooms: 7
Parking Features: Asphalt Driveway
Parking Notes: 1 Total Parking Spaces
Rooms: Bedroom 2,Bedroom 3,Bedroom 1,Bathroom 1,Bathroom 2,Half Bath
Sewer: Public Sewer
Special View Info: Trees/Woods
SQFT Above Finished: 1812
SQFT Below Finished: 672
SQFT Total Finished: 2484
Structure Type: Detached
Total Garage/Parking Spaces: 1
Water: Public
Wooded: Yes

Local Schools

High School: FLUVANNA
Middle School: FLUVANNA
Elementary School: CENTRAL
School District: FLUVANNA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Real Broker, LLC
Agency Phone: 8554500442

Shown By

Agent Name: Phil Russell
Agent Phone: Cell: (804) 495-9914
Agency Title: Joyner Fine Properties

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Estimated Payment

$ 2,543.45 per month $2,173.81 Principal & Interest $244.25 Property Tax $125.39 Homeowner's Insurance

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Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613
©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/03/2026. The listing information on this page last changed on 03/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/03/2026 12:03:51 AM EST) or CAAR MLS (last updated Mon 03/02/2026 11:10:43 PM EST) or CVRMLS (last updated Mon 03/02/2026 11:58:25 PM EST) or Bright MLS (last updated Mon 03/02/2026 11:58:09 PM EST). Real estate listings held by brokerage firms other than Joyner Fine Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement.

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Agency License Information: Joyner Fine Properties and its agents are licensed in the Commonwealth of Virginia.


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