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1064 Fort Lowry Lane , Essex, VA 22454

$845,000
  • 1064 Fort Lowry Lane , Essex, VA 22454 Main Photo

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Active
BEDS3 BATHS2 full SQUARE FEET2,025 MLS#2602096
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONFort Lowry

Property Description

Luxury WATERFRONT retreat with PANORAMIC RAPPAHANNOCK RIVER VIEWS & exceptional outdoor living! Recently renovated, this 3-Bedroom, 2-Full Bath home offers a rare combination of comfort, privacy and water access. Outdoor amenities include a dock (2021) with boathouse (new roof 2024), boat lift (2020), and jet ski lift (2023) providing effortless enjoyment of river life. The light-filled first floor features new LVP flooring throughout most of the level and a refreshed kitchen with granite countertops, newer appliances, and a distinctive bookcase window. Expansive Family Room windows are enhanced with custom motorized shades framing the river! A gas Fireplace completes the Family Room. The FIRST-FLOOR PRIMARY BEDROOM accommodates a king-size bed and includes an ensuite bath. Upstairs, two oversized Bedrooms enjoy river views, walk-in closets, and flexible space for reading nooks, sitting areas, and share a full bath. Outdoor living is maximized with a downstairs screened porch plus storage areas, a composite deck with access ramp overlooking the river, paver walkway and sidewalk, and easy access to the water. Additional features include a carport and detached shed with electricity. Refaced seawall (2025)! The Heat Pumps were replaced in 2025, as were gutter guards. The alternative septic system new in 2023. A Whole House generator was added in 2024. Median water depth at boatlift 3+ FT. A perfect place for boating, kayaking, & entertaining, the neighborhood is also golf cart friendly! Ideal as a full-time residence, or exceptional weekend escape, this is a rare turnkey waterfront opportunity!

1064 Fort Lowry Lane | MLS# 2602096

This single family home located at 1064 Fort Lowry Lane , Essex, VA 22454 is currently listed for sale with an asking price of $845,000. This property was built in 2004 and has 3 bedrooms and 2 full baths with 2025 sq. ft. Fort Lowry Lane is located in the Fort Lowry subdivision. Search Fort Lowry real estate on www.philrussellrealtor.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Electric, Zoned
Fireplaces: 1
Heating: Electric, Heat Pump, Zoned
Home Style: Cape Cod
Lot Size: 0.35 Acres
Stories: 3.0
Taxes: $3,963
Year Built: 2004

Feature Descriptions

Appliances: Electric Water Heater
Body of Water: Rappahannock River
Days on Site: 15
Disability Features:: Accessibility Features, Accessible Full Bath, Accessible Bedroom, Accessible Kitchen, Accessible Approach with Ramp, Accessible Doors
Door Features: Storm Door(s)
Exclusions: W/D, Freezer
Exterior: Boat Lift, Deck, Dock, Porch, Storage, Shed, Unpaved Driveway
Exterior: Drywall, Frame, Vinyl Siding
Fencing: None
Fireplace: Gas
Floor Features: Partially Carpeted, Tile, Vinyl
Interior: Ceiling Fan(s), Dining Area, Fireplace, Granite Counters, High Ceilings, Main Level Primary, Walk-In Closet(s), Workshop
Laundry: Washer Hookup, Dryer Hookup
Lot: Dead End, Landscaped, Waterfront
Parcel#: 38C-1-E
Parking: Carport, Driveway, Off Street, Unpaved
Patio/Porch: Front Porch, Screened, Deck, Porch
Sewer: Engineered Septic
Water: Well
Water Features: River Front, River Access, Walk to Water, Boat Ramp/Lift Access, Waterfront
Window: Thermal Windows

Local Schools

High School: Essex
Middle School: Essex
Elementary School: Tappahannock

Listed By / Shown By

Listed By

Agency Name: Shaheen Ruth Martin & Fonville
Agency Contact: info@srmfre.com

Shown By

Agent Name: Phil Russell
Agent Phone: Cell: (804) 495-9914
Agency Title: Joyner Fine Properties

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Estimated Payment

$ 4,849.49 per month $4,272.78 Principal & Interest $330.25 Property Tax $246.46 Homeowner's Insurance

Change Payment Information

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Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613
©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/03/2026. The listing information on this page last changed on 03/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/03/2026 12:03:51 AM EST) or CAAR MLS (last updated Mon 03/02/2026 11:10:43 PM EST) or CVRMLS (last updated Mon 03/02/2026 11:58:25 PM EST) or Bright MLS (last updated Mon 03/02/2026 11:58:09 PM EST). Real estate listings held by brokerage firms other than Joyner Fine Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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These real estate listings were derived from the Central Virginia Regional Multiple Listing Service, LLC, of which this brokerage is an independently owned Participant. The information contained in these listings is deemed reliable but is not guaranteed. All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Central Virginia Regional Multiple Listing Service, LLC. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing or leasing.



©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement.

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